Tod Hunnicutt has been with Orr & Associates for over 13 years, bringing a client-first approach rooted in accessibility and personal service. He entered the insurance industry drawn by the opportunity to combine strong customer service with the independence of running his own business. Over the years, he has built a reputation for being responsive, approachable, and committed to making insurance simple and effective for his clients.

Tod specializes in helping contractors meet their California State License Board (CSLB) requirements, including securing the necessary LLC employee and worker bonds. His expertise in this niche has made him a trusted partner for contractors navigating licensing and compliance, helping them move forward with confidence in their business.

Clients know they can count on Tod to answer calls directly and provide straightforward support, prioritizing personal connections over impersonal back-and-forth emails. His philosophy is simple: be available, be responsive, and deliver the service clients need when they need it.

Outside of work, Tod enjoys a good day on the golf course or spending time on the ocean boating, balancing his professional dedication with time outdoors and on the water.