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Term Life Insurance

Term Insurance is the simplest form of life insurance. It pays only if death occurs during the term of the policy, which is usually from one to 30 years. Most term policies have no other benefit provisions.









Whether you are looking for term, equity indexed or whole life insurance, we can tailor a package to meet your specific needs and requirements. Please use the form above to fill out a convenient, NO obligation online quote.

More information:

There are two basic types of term life insurance policies—level term and decreasing term.


  • Level term means that the death benefit stays the same throughout the duration of the policy.
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  • Decreasing term means that the death benefit drops, usually in one-year increments, over the course of the policy’s term.

In 2003, virtually all (97 percent) of the term life insurance bought was level term.




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