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Commercial Auto Insurance

When your vehicle is a part of your business, you need more than a personal auto policy. Commercial Auto insurance covers you in the event that you or one of your employees is in an accident.


An accident in a vehicle used for business puts not only the people inside the vehicle and the vehicle at risk, it leaves your business assets vulnerable, too. With a commercial auto policy, you can rest easy, knowing you are protected from the risks of the road, and your business won’t pay the price for someone else’s mistake.


Whether you are a contractor, retailer, wholesaler, or electrician, we can tailor a package to meet your specific needs and requirements. Please click on your desired quote link below to fill out a convenient - NO obligation online quote form.

Coverage Options:
  • Collision and comprehensive (other than collision) coverages – Collision and Comprehensive (other than collision) coverages pay for damage to your automobile. You can purchase either or both of these coverages for each vehicle you own. If you have an auto loan you may be required to purchase both. Collision and comprehensive (other than collision) coverage usually includes a deductible, which can range from $100 to $1,000. If your car is damaged, the Insurance company pays only for the damage in excess of the deductible you selected. The higher the deductible, the lower the premium.
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  • Collision coverage – Collision coverage insures you against damage to your vehicle caused during an accident.
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  • Comprehensive (other than collision) coverage – Comprehensive (other than collision) coverage insures you against all other physical damage to your car caused by such events as fire, theft, flood, and vandalism.
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  • Employer's non-ownership liability– Excess liability coverage for an employee using their own unlisted vehicle in the course of your business.
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  • Hired auto liability – Excess liability coverage for a non-owned, unlisted vehicle that you have leased, hired, rented, or borrowed for use in your business.
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  • Liability coverage– Liability coverage pays for injuries you cause to other people and damage you cause to other people's property when you are at fault in an automobile accident.


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